Call reports 2012
PINE RIVER STATE BANK — 2012
What PINE RIVER STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 90,448,000 | 94,632,000 | 98,583,000 | 99,364,000 |
| Total loans | 50,890,000 | 50,283,000 | 49,676,000 | 49,407,000 |
| Allowance for loan losses | 854,000 | 856,000 | 842,000 | 843,000 |
| Securities available for sale | 15,935,000 | 15,711,000 | 15,531,000 | 15,207,000 |
| Securities held to maturity | 318,000 | 203,000 | 198,000 | 123,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,400,000 | 85,544,000 | 89,365,000 | 90,096,000 |
| Interest-bearing deposits | 66,620,000 | 70,187,000 | 72,345,000 | 74,077,000 |
| Noninterest-bearing deposits | 14,780,000 | 15,357,000 | 17,020,000 | 16,019,000 |
| Equity capital | 8,517,000 | 8,581,000 | 8,694,000 | 8,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 950,000 | 1,893,000 | 2,817,000 | 3,719,000 |
| Interest expense | 152,000 | 295,000 | 435,000 | 564,000 |
| Net interest income | 798,000 | 1,598,000 | 2,382,000 | 3,155,000 |
| Noninterest income | 106,000 | 236,000 | 344,000 | 455,000 |
| Noninterest expense | 737,000 | 1,482,000 | 2,220,000 | 2,984,000 |
| Provision for loan losses | 0 | 15,000 | 27,000 | 27,000 |
| Pretax income | 167,000 | 337,000 | 479,000 | 599,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 165,000 | 335,000 | 477,000 | 597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,188,000 | 8,247,000 | 8,360,000 | 8,480,000 |
| Total capital | 8,861,000 | 8,913,000 | 9,015,000 | 9,139,000 |
| Risk-weighted assets | 53,627,000 | 53,121,000 | 52,207,000 | 52,556,000 |