Call reports 2011
PINE RIVER STATE BANK — 2011
What PINE RIVER STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 86,256,000 | 87,834,000 | 89,641,000 | 89,352,000 |
| Total loans | 53,498,000 | 53,592,000 | 52,814,000 | 51,398,000 |
| Allowance for loan losses | 677,000 | 721,000 | 713,000 | 850,000 |
| Securities available for sale | 13,925,000 | 14,328,000 | 16,173,000 | 15,876,000 |
| Securities held to maturity | 608,000 | 608,000 | 438,000 | 363,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,720,000 | 78,992,000 | 80,623,000 | 80,478,000 |
| Interest-bearing deposits | 65,424,000 | 66,279,000 | 66,596,000 | 66,736,000 |
| Noninterest-bearing deposits | 12,296,000 | 12,713,000 | 14,027,000 | 13,742,000 |
| Equity capital | 7,991,000 | 8,311,000 | 8,477,000 | 8,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,021,000 | 2,022,000 | 3,042,000 | 4,040,000 |
| Interest expense | 214,000 | 407,000 | 591,000 | 756,000 |
| Net interest income | 807,000 | 1,615,000 | 2,451,000 | 3,284,000 |
| Noninterest income | 111,000 | 209,000 | 317,000 | 390,000 |
| Noninterest expense | 744,000 | 1,431,000 | 2,240,000 | 2,983,000 |
| Provision for loan losses | 75,000 | 120,000 | 175,000 | 426,000 |
| Pretax income | 99,000 | 273,000 | 353,000 | 265,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 99,000 | 271,000 | 351,000 | 263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,947,000 | 8,040,000 | 8,111,000 | 8,023,000 |
| Total capital | 8,624,000 | 8,750,000 | 8,824,000 | 8,720,000 |
| Risk-weighted assets | 56,969,000 | 56,815,000 | 57,426,000 | 55,617,000 |