Call reports 2010
PINE RIVER STATE BANK — 2010
What PINE RIVER STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 84,586,000 | 86,700,000 | 86,185,000 | 87,241,000 |
| Total loans | 57,912,000 | 55,274,000 | 55,676,000 | 54,947,000 |
| Allowance for loan losses | 727,000 | 732,000 | 723,000 | 701,000 |
| Securities available for sale | 6,628,000 | 7,834,000 | 7,708,000 | 11,679,000 |
| Securities held to maturity | 1,690,000 | 1,590,000 | 1,587,000 | 1,397,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,922,000 | 78,015,000 | 77,709,000 | 78,815,000 |
| Interest-bearing deposits | 64,237,000 | 66,226,000 | 65,435,000 | 66,347,000 |
| Noninterest-bearing deposits | 11,685,000 | 11,789,000 | 12,274,000 | 12,468,000 |
| Equity capital | 7,736,000 | 7,781,000 | 7,917,000 | 7,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,091,000 | 2,176,000 | 3,266,000 | 4,326,000 |
| Interest expense | 281,000 | 552,000 | 800,000 | 1,023,000 |
| Net interest income | 810,000 | 1,624,000 | 2,466,000 | 3,303,000 |
| Noninterest income | 129,000 | 226,000 | 338,000 | 439,000 |
| Noninterest expense | 733,000 | 1,506,000 | 2,302,000 | 3,071,000 |
| Provision for loan losses | 65,000 | 110,000 | 155,000 | 205,000 |
| Pretax income | 141,000 | 234,000 | 347,000 | 466,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 139,000 | 232,000 | 345,000 | 464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,661,000 | 7,686,000 | 7,767,000 | 7,887,000 |
| Total capital | 8,388,000 | 8,418,000 | 8,490,000 | 8,588,000 |
| Risk-weighted assets | 61,487,000 | 60,704,000 | 58,374,000 | 58,132,000 |