Call reports 2009
PINE RIVER STATE BANK — 2009
What PINE RIVER STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 82,711,000 | 83,790,000 | 84,137,000 | 83,938,000 |
| Total loans | 56,087,000 | 57,720,000 | 57,246,000 | 57,175,000 |
| Allowance for loan losses | 571,000 | 588,000 | 628,000 | 662,000 |
| Securities available for sale | 7,349,000 | 7,679,000 | 7,697,000 | 7,416,000 |
| Securities held to maturity | 3,588,000 | 3,288,000 | 2,988,000 | 1,950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,181,000 | 75,170,000 | 75,461,000 | 75,281,000 |
| Interest-bearing deposits | 61,471,000 | 62,414,000 | 61,620,000 | 63,049,000 |
| Noninterest-bearing deposits | 12,710,000 | 12,756,000 | 13,841,000 | 12,232,000 |
| Equity capital | 7,536,000 | 7,545,000 | 7,630,000 | 7,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,163,000 | 2,310,000 | 3,443,000 | 4,566,000 |
| Interest expense | 352,000 | 682,000 | 1,011,000 | 1,309,000 |
| Net interest income | 811,000 | 1,628,000 | 2,432,000 | 3,257,000 |
| Noninterest income | 137,000 | 237,000 | 339,000 | 469,000 |
| Noninterest expense | 758,000 | 1,567,000 | 2,335,000 | 3,114,000 |
| Provision for loan losses | 76,000 | 96,000 | 136,000 | 201,000 |
| Pretax income | 114,000 | 202,000 | 300,000 | 411,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 112,000 | 200,000 | 298,000 | 409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,444,000 | 7,472,000 | 7,542,000 | 7,654,000 |
| Total capital | 8,015,000 | 8,060,000 | 8,170,000 | 8,316,000 |
| Risk-weighted assets | 60,458,000 | 61,038,000 | 60,743,000 | 60,318,000 |