Call reports 2008
PINE RIVER STATE BANK — 2008
What PINE RIVER STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 82,490,000 | 83,123,000 | 81,810,000 | 81,804,000 |
| Total loans | 57,823,000 | 58,226,000 | 57,922,000 | 57,891,000 |
| Allowance for loan losses | 546,000 | 551,000 | 591,000 | 629,000 |
| Securities available for sale | 4,444,000 | 5,597,000 | 6,354,000 | 7,051,000 |
| Securities held to maturity | 6,158,000 | 5,145,000 | 4,894,000 | 3,988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,852,000 | 74,714,000 | 73,299,000 | 73,159,000 |
| Interest-bearing deposits | 61,577,000 | 61,900,000 | 59,662,000 | 60,137,000 |
| Noninterest-bearing deposits | 12,275,000 | 12,814,000 | 13,637,000 | 13,022,000 |
| Equity capital | 7,408,000 | 7,349,000 | 7,462,000 | 7,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,386,000 | 2,643,000 | 3,896,000 | 5,106,000 |
| Interest expense | 534,000 | 993,000 | 1,419,000 | 1,803,000 |
| Net interest income | 852,000 | 1,650,000 | 2,477,000 | 3,303,000 |
| Noninterest income | 160,000 | 304,000 | 465,000 | 597,000 |
| Noninterest expense | 760,000 | 1,510,000 | 2,327,000 | 3,116,000 |
| Provision for loan losses | 25,000 | 55,000 | 108,000 | 170,000 |
| Pretax income | 227,000 | 389,000 | 507,000 | 614,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 225,000 | 387,000 | 505,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,352,000 | 7,372,000 | 7,452,000 | 7,559,000 |
| Total capital | 7,898,000 | 7,923,000 | 8,043,000 | 8,188,000 |
| Risk-weighted assets | 62,085,000 | 62,313,000 | 61,914,000 | 61,637,000 |