Call reports 2007
PINE RIVER STATE BANK — 2007
What PINE RIVER STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 82,838,000 | 82,749,000 | 86,293,000 | 84,913,000 |
| Total loans | 59,381,000 | 58,195,000 | 59,294,000 | 58,792,000 |
| Allowance for loan losses | 542,000 | 563,000 | 578,000 | 529,000 |
| Securities available for sale | 3,253,000 | 2,805,000 | 2,909,000 | 3,343,000 |
| Securities held to maturity | 6,929,000 | 7,186,000 | 7,301,000 | 7,117,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,588,000 | 74,469,000 | 77,743,000 | 76,163,000 |
| Interest-bearing deposits | 63,091,000 | 61,717,000 | 64,833,000 | 64,020,000 |
| Noninterest-bearing deposits | 11,497,000 | 12,752,000 | 12,910,000 | 12,143,000 |
| Equity capital | 7,018,000 | 7,069,000 | 7,273,000 | 7,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,434,000 | 2,866,000 | 4,369,000 | 5,854,000 |
| Interest expense | 550,000 | 1,097,000 | 1,678,000 | 2,263,000 |
| Net interest income | 884,000 | 1,769,000 | 2,691,000 | 3,591,000 |
| Noninterest income | 141,000 | 285,000 | 407,000 | 472,000 |
| Noninterest expense | 764,000 | 1,568,000 | 2,327,000 | 3,136,000 |
| Provision for loan losses | 30,000 | 40,000 | 50,000 | -25,000 |
| Pretax income | 231,000 | 446,000 | 721,000 | 952,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 7,000 |
| Net income | 229,000 | 444,000 | 719,000 | 945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,056,000 | 7,106,000 | 7,284,000 | 7,510,000 |
| Total capital | 7,598,000 | 7,669,000 | 7,862,000 | 8,039,000 |
| Risk-weighted assets | 61,839,000 | 62,070,000 | 63,703,000 | 62,769,000 |