Call reports 2006
PINE RIVER STATE BANK — 2006
What PINE RIVER STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 79,178,000 | 83,899,000 | 82,129,000 | 83,323,000 |
| Total loans | 58,613,000 | 58,220,000 | 61,100,000 | 61,424,000 |
| Allowance for loan losses | 499,000 | 531,000 | 564,000 | 550,000 |
| Securities available for sale | 6,275,000 | 5,270,000 | 4,816,000 | 4,233,000 |
| Securities held to maturity | 3,325,000 | 4,264,000 | 4,259,000 | 4,364,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,447,000 | 76,092,000 | 74,031,000 | 74,907,000 |
| Interest-bearing deposits | 59,824,000 | 63,752,000 | 62,359,000 | 63,392,000 |
| Noninterest-bearing deposits | 11,623,000 | 12,340,000 | 11,672,000 | 11,515,000 |
| Equity capital | 6,580,000 | 6,646,000 | 6,889,000 | 7,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,222,000 | 2,550,000 | 3,979,000 | 5,462,000 |
| Interest expense | 415,000 | 894,000 | 1,408,000 | 1,945,000 |
| Net interest income | 807,000 | 1,656,000 | 2,571,000 | 3,517,000 |
| Noninterest income | 133,000 | 263,000 | 444,000 | 577,000 |
| Noninterest expense | 725,000 | 1,459,000 | 2,216,000 | 2,967,000 |
| Provision for loan losses | 25,000 | 55,000 | 95,000 | 125,000 |
| Pretax income | 190,000 | 405,000 | 704,000 | 1,002,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 188,000 | 403,000 | 702,000 | 1,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,697,000 | 6,768,000 | 6,964,000 | 7,262,000 |
| Total capital | 7,196,000 | 7,299,000 | 7,528,000 | 7,812,000 |
| Risk-weighted assets | 59,458,000 | 60,755,000 | 62,857,000 | 63,636,000 |