Call reports 2002
PINE RIVER STATE BANK — 2002
What PINE RIVER STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 64,568,000 | 65,075,000 | 66,527,000 | 67,019,000 |
| Total loans | 43,542,000 | 46,214,000 | 47,222,000 | 47,356,000 |
| Allowance for loan losses | 450,000 | 446,000 | 500,000 | 480,000 |
| Securities available for sale | 8,180,000 | 7,659,000 | 8,790,000 | 8,562,000 |
| Securities held to maturity | 1,414,000 | 1,400,000 | 1,388,000 | 1,642,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,591,000 | 58,828,000 | 60,123,000 | 60,405,000 |
| Interest-bearing deposits | 49,705,000 | 47,701,000 | 49,241,000 | 51,302,000 |
| Noninterest-bearing deposits | 8,887,000 | 11,127,000 | 10,882,000 | 9,103,000 |
| Equity capital | 5,098,000 | 5,359,000 | 5,651,000 | 5,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,095,000 | 2,224,000 | 3,372,000 | 4,521,000 |
| Interest expense | 443,000 | 813,000 | 1,139,000 | 1,455,000 |
| Net interest income | 652,000 | 1,411,000 | 2,233,000 | 3,066,000 |
| Noninterest income | 120,000 | 221,000 | 317,000 | 425,000 |
| Noninterest expense | 469,000 | 963,000 | 1,465,000 | 2,025,000 |
| Provision for loan losses | 30,000 | 60,000 | 125,000 | 135,000 |
| Pretax income | 273,000 | 609,000 | 960,000 | 1,331,000 |
| Income tax | 107,000 | 241,000 | 379,000 | 526,000 |
| Net income | 166,000 | 368,000 | 581,000 | 805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,041,000 | 5,243,000 | 5,456,000 | 5,680,000 |
| Total capital | 5,491,000 | 5,689,000 | 5,956,000 | 6,160,000 |
| Risk-weighted assets | 42,858,000 | 45,104,000 | 45,132,000 | 45,199,000 |