Call reports 2001
PINE RIVER STATE BANK — 2001
What PINE RIVER STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 56,185,000 | 58,463,000 | 63,112,000 | 64,390,000 |
| Total loans | 43,114,000 | 43,527,000 | 43,526,000 | 44,694,000 |
| Allowance for loan losses | 445,000 | 423,000 | 495,000 | 452,000 |
| Securities available for sale | 5,921,000 | 6,297,000 | 6,738,000 | 6,425,000 |
| Securities held to maturity | 1,501,000 | 1,501,000 | 1,479,000 | 1,480,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,619,000 | 52,562,000 | 57,083,000 | 58,060,000 |
| Interest-bearing deposits | 43,405,000 | 44,445,000 | 47,595,000 | 49,235,000 |
| Noninterest-bearing deposits | 7,214,000 | 8,117,000 | 9,488,000 | 8,825,000 |
| Equity capital | 4,706,000 | 4,941,000 | 5,152,000 | 5,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,192,000 | 2,418,000 | 3,630,000 | 4,813,000 |
| Interest expense | 521,000 | 1,057,000 | 1,603,000 | 2,106,000 |
| Net interest income | 671,000 | 1,361,000 | 2,027,000 | 2,707,000 |
| Noninterest income | 101,000 | 194,000 | 298,000 | 406,000 |
| Noninterest expense | 358,000 | 744,000 | 1,211,000 | 1,644,000 |
| Provision for loan losses | 60,000 | 90,000 | 160,000 | 220,000 |
| Pretax income | 354,000 | 721,000 | 954,000 | 1,249,000 |
| Income tax | 139,000 | 284,000 | 348,000 | 464,000 |
| Net income | 215,000 | 437,000 | 606,000 | 785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,654,000 | 4,876,000 | 5,045,000 | 5,225,000 |
| Total capital | 5,099,000 | 5,299,000 | 5,540,000 | 5,677,000 |
| Risk-weighted assets | 41,409,000 | 41,918,000 | 43,071,000 | 44,189,000 |