Call reports 2018
GATEWAY STATE BANK — 2018
What GATEWAY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 159,533,000 | 165,481,000 | 159,969,000 | 157,885,000 |
| Total loans | 104,694,000 | 103,870,000 | 101,599,000 | 100,871,000 |
| Allowance for loan losses | 832,000 | 855,000 | 894,000 | 798,000 |
| Securities available for sale | 33,267,000 | 36,293,000 | 39,602,000 | 38,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,552,000 | 134,543,000 | 122,950,000 | 126,457,000 |
| Interest-bearing deposits | 109,592,000 | 115,312,000 | 105,009,000 | 108,885,000 |
| Noninterest-bearing deposits | 18,960,000 | 19,231,000 | 17,941,000 | 17,572,000 |
| Equity capital | 16,031,000 | 16,277,000 | 16,265,000 | 16,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,455,000 | 2,981,000 | 4,503,000 | 6,052,000 |
| Interest expense | 362,000 | 778,000 | 1,227,000 | 1,704,000 |
| Net interest income | 1,093,000 | 2,203,000 | 3,276,000 | 4,348,000 |
| Noninterest income | 134,000 | 262,000 | 399,000 | 527,000 |
| Noninterest expense | 886,000 | 1,784,000 | 2,663,000 | 3,340,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 281,000 | 561,000 | 832,000 | 1,295,000 |
| Income tax | 47,000 | 94,000 | 137,000 | 213,000 |
| Net income | 234,000 | 467,000 | 695,000 | 1,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,764,000 | 14,996,000 | 15,224,000 | 15,611,000 |
| Total capital | 15,596,000 | 15,851,000 | 16,118,000 | 16,409,000 |
| Risk-weighted assets | 106,663,000 | 105,857,000 | 106,156,000 | 106,739,000 |