Call reports 2017
GATEWAY STATE BANK — 2017
What GATEWAY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 156,084,000 | 164,459,000 | 159,558,000 | 157,268,000 |
| Total loans | 103,980,000 | 108,387,000 | 107,903,000 | 106,320,000 |
| Allowance for loan losses | 940,000 | 970,000 | 726,000 | 780,000 |
| Securities available for sale | 36,564,000 | 34,370,000 | 33,382,000 | 31,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,881,000 | 133,690,000 | 121,879,000 | 125,901,000 |
| Interest-bearing deposits | 109,355,000 | 109,820,000 | 101,196,000 | 107,551,000 |
| Noninterest-bearing deposits | 16,526,000 | 23,870,000 | 20,683,000 | 18,350,000 |
| Equity capital | 15,211,000 | 15,661,000 | 15,889,000 | 16,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,370,000 | 2,791,000 | 4,242,000 | 5,701,000 |
| Interest expense | 309,000 | 652,000 | 997,000 | 1,355,000 |
| Net interest income | 1,061,000 | 2,139,000 | 3,245,000 | 4,346,000 |
| Noninterest income | 141,000 | 273,000 | 412,000 | 569,000 |
| Noninterest expense | 844,000 | 1,683,000 | 2,537,000 | 3,444,000 |
| Provision for loan losses | 48,000 | 101,000 | 161,000 | 221,000 |
| Pretax income | 310,000 | 628,000 | 959,000 | 1,246,000 |
| Income tax | 73,000 | 152,000 | 238,000 | 188,000 |
| Net income | 237,000 | 476,000 | 721,000 | 1,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,687,000 | 13,926,000 | 14,171,000 | 14,508,000 |
| Total capital | 14,627,000 | 14,896,000 | 14,897,000 | 15,288,000 |
| Risk-weighted assets | 103,666,000 | 106,460,000 | 104,671,000 | 104,147,000 |