Call reports 2014
GATEWAY STATE BANK — 2014
What GATEWAY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 135,871,000 | 135,278,000 | 136,065,000 | 144,110,000 |
| Total loans | 91,960,000 | 91,715,000 | 91,712,000 | 96,566,000 |
| Allowance for loan losses | 745,000 | 713,000 | 751,000 | 798,000 |
| Securities available for sale | 29,501,000 | 29,478,000 | 29,147,000 | 27,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,391,000 | 107,930,000 | 103,497,000 | 112,386,000 |
| Interest-bearing deposits | 96,335,000 | 93,919,000 | 89,631,000 | 96,568,000 |
| Noninterest-bearing deposits | 12,056,000 | 14,011,000 | 13,866,000 | 15,818,000 |
| Equity capital | 12,820,000 | 13,108,000 | 13,305,000 | 13,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,240,000 | 2,492,000 | 3,732,000 | 5,022,000 |
| Interest expense | 263,000 | 527,000 | 786,000 | 1,044,000 |
| Net interest income | 977,000 | 1,965,000 | 2,946,000 | 3,978,000 |
| Noninterest income | 132,000 | 290,000 | 447,000 | 599,000 |
| Noninterest expense | 827,000 | 1,659,000 | 2,493,000 | 3,342,000 |
| Provision for loan losses | 27,000 | 54,000 | 81,000 | 119,000 |
| Pretax income | 255,000 | 542,000 | 819,000 | 1,116,000 |
| Income tax | 63,000 | 136,000 | 208,000 | 287,000 |
| Net income | 192,000 | 406,000 | 611,000 | 829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,975,000 | 11,189,000 | 11,394,000 | 11,612,000 |
| Total capital | 11,720,000 | 11,902,000 | 12,145,000 | 12,410,000 |
| Risk-weighted assets | 90,852,000 | 89,811,000 | 89,780,000 | 95,121,000 |