Call reports 2012
GATEWAY STATE BANK — 2012
What GATEWAY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 123,225,000 | 123,372,000 | 124,603,000 | 131,985,000 |
| Total loans | 79,979,000 | 81,138,000 | 78,565,000 | 86,217,000 |
| Allowance for loan losses | 745,000 | 789,000 | 841,000 | 770,000 |
| Securities available for sale | 30,435,000 | 29,907,000 | 29,536,000 | 30,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,143,000 | 99,912,000 | 101,313,000 | 108,145,000 |
| Interest-bearing deposits | 88,194,000 | 89,130,000 | 89,969,000 | 93,184,000 |
| Noninterest-bearing deposits | 10,949,000 | 10,782,000 | 11,344,000 | 14,961,000 |
| Equity capital | 11,404,000 | 11,675,000 | 11,894,000 | 12,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,304,000 | 2,577,000 | 3,808,000 | 5,047,000 |
| Interest expense | 357,000 | 696,000 | 1,024,000 | 1,336,000 |
| Net interest income | 947,000 | 1,881,000 | 2,784,000 | 3,711,000 |
| Noninterest income | 170,000 | 366,000 | 544,000 | 735,000 |
| Noninterest expense | 793,000 | 1,568,000 | 2,356,000 | 3,120,000 |
| Provision for loan losses | 27,000 | 54,000 | 81,000 | 108,000 |
| Pretax income | 297,000 | 625,000 | 891,000 | 1,218,000 |
| Income tax | 81,000 | 173,000 | 243,000 | 334,000 |
| Net income | 216,000 | 452,000 | 648,000 | 884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,211,000 | 9,447,000 | 9,643,000 | 9,880,000 |
| Total capital | 9,956,000 | 10,236,000 | 10,484,000 | 10,650,000 |
| Risk-weighted assets | 81,953,000 | 79,243,000 | 77,491,000 | 89,040,000 |