Call reports 2011
GATEWAY STATE BANK — 2011
What GATEWAY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 118,946,000 | 118,980,000 | 120,487,000 | 121,997,000 |
| Total loans | 77,405,000 | 77,126,000 | 79,275,000 | 80,409,000 |
| Allowance for loan losses | 746,000 | 766,000 | 856,000 | 741,000 |
| Securities available for sale | 26,149,000 | 28,378,000 | 29,592,000 | 30,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,984,000 | 96,488,000 | 95,539,000 | 98,194,000 |
| Interest-bearing deposits | 84,860,000 | 86,437,000 | 85,150,000 | 85,824,000 |
| Noninterest-bearing deposits | 11,124,000 | 10,051,000 | 10,389,000 | 12,370,000 |
| Equity capital | 10,383,000 | 10,706,000 | 11,046,000 | 11,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,310,000 | 2,611,000 | 3,946,000 | 5,233,000 |
| Interest expense | 424,000 | 841,000 | 1,251,000 | 1,640,000 |
| Net interest income | 886,000 | 1,770,000 | 2,695,000 | 3,593,000 |
| Noninterest income | 147,000 | 314,000 | 494,000 | 675,000 |
| Noninterest expense | 791,000 | 1,595,000 | 2,422,000 | 3,247,000 |
| Provision for loan losses | 27,000 | 54,000 | 101,000 | 128,000 |
| Pretax income | 215,000 | 435,000 | 666,000 | 893,000 |
| Income tax | 52,000 | 111,000 | 169,000 | 218,000 |
| Net income | 163,000 | 324,000 | 497,000 | 675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,483,000 | 8,644,000 | 8,817,000 | 8,995,000 |
| Total capital | 9,229,000 | 9,410,000 | 9,673,000 | 9,736,000 |
| Risk-weighted assets | 76,754,000 | 77,171,000 | 78,269,000 | 78,383,000 |