Call reports 2001
GATEWAY STATE BANK — 2001
What GATEWAY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 38,507,000 | 43,077,000 | 45,302,000 | 49,057,000 |
| Total loans | 24,446,000 | 28,378,000 | 31,138,000 | 34,231,000 |
| Allowance for loan losses | 170,000 | 174,000 | 183,000 | 197,000 |
| Securities available for sale | 9,684,000 | 8,700,000 | 8,790,000 | 8,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,788,000 | 33,600,000 | 35,453,000 | 38,942,000 |
| Interest-bearing deposits | 25,039,000 | 29,774,000 | 31,355,000 | 34,105,000 |
| Noninterest-bearing deposits | 4,749,000 | 3,826,000 | 4,098,000 | 4,837,000 |
| Equity capital | 4,510,000 | 4,572,000 | 4,683,000 | 5,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 596,000 | 1,336,000 | 2,111,000 | 2,936,000 |
| Interest expense | 354,000 | 761,000 | 1,168,000 | 1,566,000 |
| Net interest income | 242,000 | 575,000 | 943,000 | 1,370,000 |
| Noninterest income | 54,000 | 122,000 | 184,000 | 278,000 |
| Noninterest expense | 256,000 | 561,000 | 888,000 | 1,262,000 |
| Provision for loan losses | 31,000 | 48,000 | 64,000 | 89,000 |
| Pretax income | 9,000 | 89,000 | 176,000 | 298,000 |
| Income tax | 8,000 | 29,000 | 59,000 | 97,000 |
| Net income | 1,000 | 60,000 | 117,000 | 201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,592,000 | 2,671,000 | 2,749,000 | 3,153,000 |
| Total capital | 2,762,000 | 2,845,000 | 2,932,000 | 3,350,000 |
| Risk-weighted assets | 23,946,000 | 27,660,000 | 29,843,000 | 31,260,000 |