Call reports 2005
NORTHERN TRUST, NATIONAL ASSOCIATION — 2005
What NORTHERN TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 4,929,060,000 | 4,919,904,000 | 4,988,759,000 | 5,365,519,000 |
| Total loans | 4,132,072,000 | 4,202,963,000 | 4,259,622,000 | 4,430,027,000 |
| Allowance for loan losses | 20,884,000 | 20,680,000 | 21,032,000 | 21,378,000 |
| Securities available for sale | 250,303,000 | 170,831,000 | 90,863,000 | 70,891,000 |
| Securities held to maturity | 42,332,000 | 41,681,000 | 41,140,000 | 40,961,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,778,769,000 | 3,746,434,000 | 3,623,373,000 | 4,290,207,000 |
| Interest-bearing deposits | 2,930,255,000 | 2,895,146,000 | 2,796,573,000 | 3,324,747,000 |
| Noninterest-bearing deposits | 848,514,000 | 851,288,000 | 826,800,000 | 965,460,000 |
| Equity capital | 406,167,000 | 401,940,000 | 411,430,000 | 419,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 53,716,000 | 110,557,000 | 171,365,000 | 236,529,000 |
| Interest expense | 18,705,000 | 39,457,000 | 63,424,000 | 90,802,000 |
| Net interest income | 35,011,000 | 71,100,000 | 107,941,000 | 145,727,000 |
| Noninterest income | 37,033,000 | 73,409,000 | 109,449,000 | 149,233,000 |
| Noninterest expense | 36,430,000 | 72,795,000 | 108,708,000 | 144,433,000 |
| Provision for loan losses | 600,000 | 1,700,000 | 2,050,000 | 2,400,000 |
| Pretax income | 35,014,000 | 70,025,000 | 106,643,000 | 148,138,000 |
| Income tax | 13,485,000 | 26,916,000 | 41,066,000 | 56,884,000 |
| Net income | 21,529,000 | 43,109,000 | 65,577,000 | 91,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 406,884,000 | 402,464,000 | 411,933,000 | 419,610,000 |
| Total capital | 427,914,000 | 423,290,000 | 433,111,000 | 441,134,000 |
| Risk-weighted assets | 3,646,259,000 | 3,725,988,000 | 3,766,051,000 | 3,959,406,000 |