Call reports 2004
NORTHERN TRUST, NATIONAL ASSOCIATION — 2004
What NORTHERN TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 4,960,913,000 | 4,935,315,000 | 4,690,272,000 | 5,200,468,000 |
| Total loans | 4,336,047,000 | 4,331,830,000 | 4,128,067,000 | 4,232,303,000 |
| Allowance for loan losses | 20,236,000 | 20,125,000 | 19,494,000 | 20,219,000 |
| Securities available for sale | 213,362,000 | 202,444,000 | 201,924,000 | 191,302,000 |
| Securities held to maturity | 43,263,000 | 45,484,000 | 44,197,000 | 42,791,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,747,346,000 | 3,674,850,000 | 3,609,452,000 | 4,194,644,000 |
| Interest-bearing deposits | 3,011,779,000 | 2,967,062,000 | 2,900,150,000 | 3,366,780,000 |
| Noninterest-bearing deposits | 735,567,000 | 707,788,000 | 709,302,000 | 827,864,000 |
| Equity capital | 390,506,000 | 386,937,000 | 399,073,000 | 384,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 46,244,000 | 92,091,000 | 140,211,000 | 190,843,000 |
| Interest expense | 15,115,000 | 30,217,000 | 45,942,000 | 62,522,000 |
| Net interest income | 31,129,000 | 61,874,000 | 94,269,000 | 128,321,000 |
| Noninterest income | 36,689,000 | 72,036,000 | 108,141,000 | 143,740,000 |
| Noninterest expense | 33,164,000 | 66,054,000 | 97,459,000 | 131,646,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 1,300,000 |
| Pretax income | 34,554,000 | 67,756,000 | 104,866,000 | 139,143,000 |
| Income tax | 13,312,000 | 26,027,000 | 40,219,000 | 53,358,000 |
| Net income | 21,242,000 | 41,729,000 | 64,647,000 | 85,785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 389,812,000 | 387,299,000 | 399,218,000 | 385,355,000 |
| Total capital | 410,192,000 | 407,570,000 | 418,858,000 | 405,720,000 |
| Risk-weighted assets | 3,522,773,000 | 3,600,794,000 | 3,485,092,000 | 3,693,092,000 |