Call reports 2003
NORTHERN TRUST, NATIONAL ASSOCIATION — 2003
What NORTHERN TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 4,558,837,000 | 4,556,783,000 | 4,622,798,000 | 4,998,436,000 |
| Total loans | 4,052,096,000 | 4,059,110,000 | 4,158,784,000 | 4,396,178,000 |
| Allowance for loan losses | 18,924,000 | 19,614,000 | 19,988,000 | 19,867,000 |
| Securities available for sale | 206,614,000 | 185,689,000 | 184,253,000 | 173,648,000 |
| Securities held to maturity | 34,523,000 | 34,173,000 | 33,778,000 | 36,414,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,346,171,000 | 3,324,149,000 | 3,434,126,000 | 3,920,782,000 |
| Interest-bearing deposits | 2,743,900,000 | 2,709,388,000 | 2,755,348,000 | 3,083,996,000 |
| Noninterest-bearing deposits | 602,271,000 | 614,761,000 | 678,778,000 | 836,786,000 |
| Equity capital | 370,881,000 | 359,324,000 | 372,884,000 | 384,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 50,331,000 | 99,319,000 | 146,618,000 | 192,763,000 |
| Interest expense | 19,109,000 | 36,935,000 | 52,666,000 | 67,697,000 |
| Net interest income | 31,222,000 | 62,384,000 | 93,952,000 | 125,066,000 |
| Noninterest income | 33,043,000 | 66,867,000 | 102,537,000 | 138,888,000 |
| Noninterest expense | 31,983,000 | 65,915,000 | 96,928,000 | 128,400,000 |
| Provision for loan losses | 300,000 | 1,000,000 | 1,400,000 | 1,900,000 |
| Pretax income | 31,989,000 | 62,348,000 | 98,173,000 | 133,666,000 |
| Income tax | 12,327,000 | 23,989,000 | 37,712,000 | 51,331,000 |
| Net income | 19,662,000 | 38,359,000 | 60,461,000 | 82,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 368,897,000 | 357,595,000 | 371,697,000 | 383,571,000 |
| Total capital | 387,821,000 | 377,209,000 | 391,685,000 | 403,438,000 |
| Risk-weighted assets | 3,250,529,000 | 3,350,670,000 | 3,460,970,000 | 3,526,085,000 |