Call reports 2002
METRO UNITED BANK — 2002
What METRO UNITED BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 125,284,000 | 133,498,000 | 142,522,000 | 150,313,000 |
| Total loans | 103,587,000 | 109,480,000 | 110,600,000 | 116,294,000 |
| Allowance for loan losses | 1,477,000 | 1,537,000 | 1,597,000 | 1,657,000 |
| Securities available for sale | 7,763,000 | 3,316,000 | 3,267,000 | 5,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,916,000 | 123,937,000 | 130,720,000 | 138,387,000 |
| Interest-bearing deposits | 107,680,000 | 116,184,000 | 122,350,000 | 129,271,000 |
| Noninterest-bearing deposits | 8,236,000 | 7,753,000 | 8,370,000 | 9,117,000 |
| Equity capital | 9,084,000 | 9,344,000 | 9,619,000 | 9,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,592,000 | 3,323,000 | 5,171,000 | 7,021,000 |
| Interest expense | 662,000 | 1,369,000 | 2,163,000 | 2,990,000 |
| Net interest income | 930,000 | 1,954,000 | 3,008,000 | 4,031,000 |
| Noninterest income | 42,000 | 85,000 | 131,000 | 175,000 |
| Noninterest expense | 646,000 | 1,265,000 | 1,905,000 | 2,727,000 |
| Provision for loan losses | 90,000 | 150,000 | 210,000 | 270,000 |
| Pretax income | 231,000 | 623,000 | 1,134,000 | 1,319,000 |
| Income tax | 102,000 | 268,000 | 483,000 | 590,000 |
| Net income | 129,000 | 355,000 | 651,000 | 729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,089,000 | 9,316,000 | 9,612,000 | 9,690,000 |
| Total capital | 10,436,000 | 10,691,000 | 13,021,000 | 13,192,000 |
| Risk-weighted assets | 107,666,000 | 109,849,000 | 112,538,000 | 119,994,000 |