Call reports 2001
METRO UNITED BANK — 2001
What METRO UNITED BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 119,691,000 | 125,216,000 | 124,847,000 | 116,713,000 |
| Total loans | 78,580,000 | 78,415,000 | 81,901,000 | 93,537,000 |
| Allowance for loan losses | 1,212,000 | 1,272,000 | 1,332,000 | 1,387,000 |
| Securities available for sale | 0 | 0 | 4,131,000 | 7,024,000 |
| Securities held to maturity | 5,414,000 | 9,564,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,500,000 | 116,162,000 | 115,437,000 | 107,582,000 |
| Interest-bearing deposits | 103,998,000 | 110,084,000 | 108,437,000 | 100,698,000 |
| Noninterest-bearing deposits | 6,502,000 | 6,078,000 | 7,000,000 | 6,884,000 |
| Equity capital | 8,847,000 | 8,824,000 | 9,024,000 | 8,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,488,000 | 4,668,000 | 6,713,000 | 8,310,000 |
| Interest expense | 1,430,000 | 2,742,000 | 3,899,000 | 4,741,000 |
| Net interest income | 1,058,000 | 1,926,000 | 2,814,000 | 3,569,000 |
| Noninterest income | 34,000 | 67,000 | 104,000 | 145,000 |
| Noninterest expense | 575,000 | 1,181,000 | 1,864,000 | 2,627,000 |
| Provision for loan losses | 82,000 | 142,000 | 202,000 | 262,000 |
| Pretax income | 435,000 | 670,000 | 982,000 | 998,000 |
| Income tax | 184,000 | 285,000 | 419,000 | 477,000 |
| Net income | 251,000 | 385,000 | 563,000 | 521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,847,000 | 8,824,000 | 9,002,000 | 8,961,000 |
| Total capital | 9,943,000 | 9,940,000 | 10,156,000 | 10,222,000 |
| Risk-weighted assets | 87,576,000 | 89,152,000 | 92,127,000 | 100,744,000 |