Call reports 2017
NORTH MIDDLESEX SAVINGS BANK — 2017
What NORTH MIDDLESEX SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 |
|---|---|
| Total assets | 445,637,000 |
| Total loans | 333,397,000 |
| Allowance for loan losses | 3,473,000 |
| Securities available for sale | 57,525,000 |
| Securities held to maturity | 990,000 |
| Trading assets | 0 |
| Total deposits | 360,447,000 |
| Interest-bearing deposits | 347,035,000 |
| Noninterest-bearing deposits | 13,412,000 |
| Equity capital | 39,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 |
|---|---|
| Interest income | 3,968,000 |
| Interest expense | 598,000 |
| Net interest income | 3,370,000 |
| Noninterest income | 443,000 |
| Noninterest expense | 3,836,000 |
| Provision for loan losses | 68,000 |
| Pretax income | 2,720,000 |
| Income tax | 895,000 |
| Net income | 1,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 |
|---|---|
| Tier 1 capital | 40,212,000 |
| Total capital | 44,319,000 |
| Risk-weighted assets | 336,768,000 |