Call reports 2014
HERGET BANK, NATIONAL ASSOCIATION — 2014
What HERGET BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 280,452,000 | 273,412,000 | 274,608,000 | 278,328,000 |
| Total loans | 113,228,000 | 115,651,000 | 114,802,000 | 112,623,000 |
| Allowance for loan losses | 2,000,000 | 1,940,000 | 1,700,000 | 1,879,000 |
| Securities available for sale | 108,385,000 | 117,783,000 | 115,130,000 | 112,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,301,000 | 242,275,000 | 243,600,000 | 247,094,000 |
| Interest-bearing deposits | 232,356,000 | 216,452,000 | 224,965,000 | 227,189,000 |
| Noninterest-bearing deposits | 17,945,000 | 25,823,000 | 18,634,000 | 19,905,000 |
| Equity capital | 28,720,000 | 29,698,000 | 29,660,000 | 29,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,995,000 | 3,955,000 | 5,897,000 | 7,848,000 |
| Interest expense | 220,000 | 426,000 | 633,000 | 830,000 |
| Net interest income | 1,775,000 | 3,529,000 | 5,264,000 | 7,018,000 |
| Noninterest income | 655,000 | 1,219,000 | 1,746,000 | 2,244,000 |
| Noninterest expense | 1,973,000 | 3,734,000 | 5,584,000 | 7,538,000 |
| Provision for loan losses | 125,000 | 275,000 | 425,000 | 575,000 |
| Pretax income | 332,000 | 752,000 | 807,000 | 955,000 |
| Income tax | 6,000 | 12,000 | 14,000 | 14,000 |
| Net income | 326,000 | 740,000 | 793,000 | 941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,503,000 | 27,798,000 | 27,850,000 | 27,997,000 |
| Total capital | 29,086,000 | 29,392,000 | 29,391,000 | 29,540,000 |
| Risk-weighted assets | 126,259,000 | 127,177,000 | 123,130,000 | 123,065,000 |