Call reports 2013
HERGET BANK, NATIONAL ASSOCIATION — 2013
What HERGET BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 260,900,000 | 262,856,000 | 272,329,000 | 273,992,000 |
| Total loans | 113,143,000 | 113,446,000 | 116,016,000 | 114,418,000 |
| Allowance for loan losses | 1,969,000 | 1,781,000 | 1,895,000 | 1,994,000 |
| Securities available for sale | 98,156,000 | 90,478,000 | 95,627,000 | 105,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,983,000 | 234,242,000 | 243,115,000 | 244,763,000 |
| Interest-bearing deposits | 212,105,000 | 210,473,000 | 225,169,000 | 225,975,000 |
| Noninterest-bearing deposits | 18,878,000 | 23,768,000 | 17,946,000 | 18,788,000 |
| Equity capital | 28,830,000 | 27,405,000 | 27,914,000 | 27,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,829,000 | 3,601,000 | 5,486,000 | 7,483,000 |
| Interest expense | 273,000 | 528,000 | 779,000 | 1,023,000 |
| Net interest income | 1,556,000 | 3,073,000 | 4,707,000 | 6,460,000 |
| Noninterest income | 740,000 | 1,638,000 | 2,536,000 | 3,330,000 |
| Noninterest expense | 1,895,000 | 3,865,000 | 5,829,000 | 7,826,000 |
| Provision for loan losses | 155,000 | 205,000 | 300,000 | 360,000 |
| Pretax income | 240,000 | 619,000 | 1,092,000 | 1,574,000 |
| Income tax | 4,000 | 8,000 | 16,000 | 24,000 |
| Net income | 236,000 | 611,000 | 1,076,000 | 1,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,294,000 | 26,669,000 | 27,014,000 | 27,297,000 |
| Total capital | 27,872,000 | 28,220,000 | 28,598,000 | 28,868,000 |
| Risk-weighted assets | 125,877,000 | 123,852,000 | 126,382,000 | 125,291,000 |