Call reports 2011
HERGET BANK, NATIONAL ASSOCIATION — 2011
What HERGET BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 267,728,000 | 256,906,000 | 264,963,000 | 267,337,000 |
| Total loans | 127,606,000 | 127,392,000 | 124,418,000 | 120,397,000 |
| Allowance for loan losses | 1,772,000 | 1,820,000 | 1,780,000 | 1,692,000 |
| Securities available for sale | 96,194,000 | 106,058,000 | 109,662,000 | 110,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,061,000 | 225,580,000 | 236,080,000 | 238,382,000 |
| Interest-bearing deposits | 222,507,000 | 195,942,000 | 219,318,000 | 219,704,000 |
| Noninterest-bearing deposits | 15,554,000 | 29,638,000 | 16,762,000 | 18,678,000 |
| Equity capital | 25,574,000 | 27,089,000 | 27,648,000 | 27,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,459,000 | 4,962,000 | 7,474,000 | 9,836,000 |
| Interest expense | 554,000 | 1,068,000 | 1,563,000 | 2,008,000 |
| Net interest income | 1,905,000 | 3,894,000 | 5,911,000 | 7,828,000 |
| Noninterest income | 794,000 | 1,551,000 | 2,331,000 | 3,227,000 |
| Noninterest expense | 1,981,000 | 3,937,000 | 5,834,000 | 7,637,000 |
| Provision for loan losses | 225,000 | 495,000 | 720,000 | 1,170,000 |
| Pretax income | 524,000 | 1,041,000 | 1,674,000 | 2,230,000 |
| Income tax | 8,000 | 16,000 | 24,000 | 30,000 |
| Net income | 516,000 | 1,025,000 | 1,650,000 | 2,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,473,000 | 24,983,000 | 25,308,000 | 25,556,000 |
| Total capital | 26,245,000 | 26,784,000 | 27,080,000 | 27,248,000 |
| Risk-weighted assets | 143,272,000 | 144,048,000 | 141,765,000 | 138,264,000 |