Call reports 2001
HERGET BANK, NATIONAL ASSOCIATION — 2001
What HERGET BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 187,204,000 | 192,697,000 | 242,660,000 | 198,549,000 |
| Total loans | 84,512,000 | 86,706,000 | 96,360,000 | 93,498,000 |
| Allowance for loan losses | 1,054,000 | 1,045,000 | 1,031,000 | 1,004,000 |
| Securities available for sale | 79,634,000 | 81,651,000 | 86,570,000 | 81,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,652,000 | 169,617,000 | 168,018,000 | 174,497,000 |
| Interest-bearing deposits | 134,055,000 | 134,884,000 | 136,389,000 | 141,566,000 |
| Noninterest-bearing deposits | 30,597,000 | 34,733,000 | 31,629,000 | 32,931,000 |
| Equity capital | 20,493,000 | 20,899,000 | 22,580,000 | 21,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,065,000 | 6,111,000 | 9,608,000 | 12,668,000 |
| Interest expense | 1,496,000 | 2,916,000 | 4,307,000 | 5,510,000 |
| Net interest income | 1,569,000 | 3,195,000 | 5,301,000 | 7,158,000 |
| Noninterest income | 452,000 | 961,000 | 1,415,000 | 1,929,000 |
| Noninterest expense | 1,473,000 | 2,887,000 | 4,318,000 | 5,889,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 595,000 | 1,318,000 | 2,402,000 | 3,357,000 |
| Income tax | 4,000 | 13,000 | 27,000 | 40,000 |
| Net income | 591,000 | 1,305,000 | 2,375,000 | 3,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,044,000 | 19,458,000 | 20,128,000 | 20,520,000 |
| Total capital | 20,098,000 | 20,503,000 | 21,159,000 | 21,524,000 |
| Risk-weighted assets | 101,278,000 | 104,997,000 | 122,283,000 | 112,227,000 |