Call reports 2016
ANCHOR BANK — 2016
What ANCHOR BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 419,717,000 | 430,965,000 | 436,142,000 | 440,281,000 |
| Total loans | 331,477,000 | 353,051,000 | 355,902,000 | 359,983,000 |
| Allowance for loan losses | 3,974,000 | 3,779,000 | 3,824,000 | 3,861,000 |
| Securities available for sale | 24,899,000 | 23,665,000 | 22,555,000 | 21,863,000 |
| Securities held to maturity | 6,523,000 | 6,291,000 | 6,010,000 | 5,597,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,749,000 | 305,152,000 | 309,364,000 | 333,411,000 |
| Interest-bearing deposits | 248,874,000 | 247,336,000 | 246,879,000 | 274,459,000 |
| Noninterest-bearing deposits | 61,875,000 | 57,816,000 | 62,485,000 | 58,952,000 |
| Equity capital | 58,487,000 | 59,399,000 | 59,881,000 | 59,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,476,000 | 9,250,000 | 14,205,000 | 19,191,000 |
| Interest expense | 699,000 | 1,439,000 | 2,213,000 | 3,014,000 |
| Net interest income | 3,777,000 | 7,811,000 | 11,992,000 | 16,177,000 |
| Noninterest income | 839,000 | 1,636,000 | 2,551,000 | 3,359,000 |
| Noninterest expense | 4,243,000 | 8,488,000 | 12,524,000 | 16,672,000 |
| Provision for loan losses | 75,000 | 250,000 | 325,000 | 400,000 |
| Pretax income | 298,000 | 709,000 | 1,694,000 | 2,464,000 |
| Income tax | 81,000 | 91,000 | 401,000 | 645,000 |
| Net income | 217,000 | 618,000 | 1,293,000 | 1,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,039,000 | 56,159,000 | 56,691,000 | 57,301,000 |
| Total capital | 59,013,000 | 59,938,000 | 60,515,000 | 61,162,000 |
| Risk-weighted assets | 356,755,000 | 382,248,000 | 395,680,000 | 402,649,000 |