Call reports 2015
ANCHOR BANK — 2015
What ANCHOR BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 378,071,000 | 378,907,000 | 380,863,000 | 398,920,000 |
| Total loans | 281,553,000 | 287,780,000 | 288,664,000 | 315,439,000 |
| Allowance for loan losses | 3,818,000 | 3,721,000 | 3,687,000 | 3,879,000 |
| Securities available for sale | 31,359,000 | 29,565,000 | 27,942,000 | 25,870,000 |
| Securities held to maturity | 7,903,000 | 7,617,000 | 7,330,000 | 6,739,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,235,000 | 306,691,000 | 308,363,000 | 309,062,000 |
| Interest-bearing deposits | 253,983,000 | 252,864,000 | 247,795,000 | 251,710,000 |
| Noninterest-bearing deposits | 47,252,000 | 53,827,000 | 60,568,000 | 57,352,000 |
| Equity capital | 61,559,000 | 57,162,000 | 57,348,000 | 57,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,164,000 | 8,705,000 | 12,923,000 | 17,250,000 |
| Interest expense | 697,000 | 1,412,000 | 2,116,000 | 2,825,000 |
| Net interest income | 3,467,000 | 7,293,000 | 10,807,000 | 14,425,000 |
| Noninterest income | 793,000 | 1,419,000 | 2,319,000 | 3,180,000 |
| Noninterest expense | 3,763,000 | 7,641,000 | 11,433,000 | 15,918,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 90,000 |
| Pretax income | 497,000 | 1,071,000 | 1,673,000 | 1,597,000 |
| Income tax | 147,000 | 50,000 | 230,000 | 224,000 |
| Net income | 350,000 | 1,021,000 | 1,443,000 | 1,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,415,000 | 53,600,000 | 53,872,000 | 54,221,000 |
| Total capital | 64,233,000 | 57,321,000 | 57,559,000 | 58,100,000 |
| Risk-weighted assets | 317,874,000 | 330,271,000 | 316,621,000 | 338,355,000 |