Call reports 2014
ANCHOR BANK — 2014
What ANCHOR BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 393,228,000 | 389,195,000 | 385,830,000 | 377,341,000 |
| Total loans | 279,968,000 | 286,092,000 | 281,224,000 | 280,584,000 |
| Allowance for loan losses | 4,197,000 | 4,624,000 | 3,994,000 | 4,000,000 |
| Securities available for sale | 40,398,000 | 38,917,000 | 36,119,000 | 32,807,000 |
| Securities held to maturity | 9,063,000 | 8,765,000 | 8,391,000 | 8,122,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,170,000 | 313,790,000 | 310,133,000 | 301,406,000 |
| Interest-bearing deposits | 271,432,000 | 266,091,000 | 262,734,000 | 255,284,000 |
| Noninterest-bearing deposits | 46,738,000 | 47,699,000 | 47,399,000 | 46,122,000 |
| Equity capital | 51,710,000 | 52,634,000 | 52,693,000 | 61,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,606,000 | 8,991,000 | 13,306,000 | 17,724,000 |
| Interest expense | 870,000 | 1,743,000 | 2,608,000 | 3,434,000 |
| Net interest income | 3,736,000 | 7,248,000 | 10,698,000 | 14,290,000 |
| Noninterest income | 725,000 | 1,791,000 | 2,569,000 | 3,389,000 |
| Noninterest expense | 4,021,000 | 8,211,000 | 12,294,000 | 16,156,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 440,000 | 828,000 | 1,020,000 | 1,570,000 |
| Income tax | 0 | 0 | 0 | -7,893,000 |
| Net income | 440,000 | 828,000 | 1,020,000 | 9,463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,933,000 | 53,358,000 | 53,615,000 | 61,747,000 |
| Total capital | 56,826,000 | 57,344,000 | 57,549,000 | 65,723,000 |
| Risk-weighted assets | 311,116,000 | 318,256,000 | 314,678,000 | 318,084,000 |