Call reports 2013
ANCHOR BANK — 2013
What ANCHOR BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 462,680,000 | 452,580,000 | 403,460,000 | 391,442,000 |
| Total loans | 289,668,000 | 282,575,000 | 285,553,000 | 277,881,000 |
| Allowance for loan losses | 5,315,000 | 5,147,000 | 4,941,000 | 4,273,000 |
| Securities available for sale | 54,610,000 | 48,308,000 | 45,231,000 | 41,850,000 |
| Securities held to maturity | 11,221,000 | 10,295,000 | 9,709,000 | 9,361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,334,000 | 331,592,000 | 329,042,000 | 317,992,000 |
| Interest-bearing deposits | 296,218,000 | 289,141,000 | 283,688,000 | 276,363,000 |
| Noninterest-bearing deposits | 43,116,000 | 42,451,000 | 45,354,000 | 41,629,000 |
| Equity capital | 52,781,000 | 50,980,000 | 51,303,000 | 50,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,181,000 | 9,548,000 | 14,246,000 | 18,639,000 |
| Interest expense | 1,151,000 | 2,256,000 | 3,308,000 | 4,224,000 |
| Net interest income | 4,030,000 | 7,292,000 | 10,938,000 | 14,415,000 |
| Noninterest income | 553,000 | 699,000 | 1,141,000 | 1,576,000 |
| Noninterest expense | 4,256,000 | 8,451,000 | 12,448,000 | 16,508,000 |
| Provision for loan losses | 225,000 | 225,000 | 225,000 | 225,000 |
| Pretax income | 102,000 | -615,000 | -524,000 | -672,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 102,000 | -615,000 | -524,000 | -672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,136,000 | 52,450,000 | 52,576,000 | 52,459,000 |
| Total capital | 57,078,000 | 56,289,000 | 56,474,000 | 56,168,000 |
| Risk-weighted assets | 313,968,000 | 313,248,000 | 310,824,000 | 303,819,000 |