Call reports 2012
ANCHOR BANK — 2012
What ANCHOR BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 488,449,000 | 471,266,000 | 466,442,000 | 469,563,000 |
| Total loans | 302,046,000 | 295,159,000 | 294,567,000 | 291,069,000 |
| Allowance for loan losses | 5,803,000 | 7,057,000 | 6,680,000 | 5,152,000 |
| Securities available for sale | 52,349,000 | 48,717,000 | 50,498,000 | 50,245,000 |
| Securities held to maturity | 7,647,000 | 7,179,000 | 7,928,000 | 9,289,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,379,000 | 348,475,000 | 340,994,000 | 346,523,000 |
| Interest-bearing deposits | 315,545,000 | 305,799,000 | 298,937,000 | 301,644,000 |
| Noninterest-bearing deposits | 38,834,000 | 42,676,000 | 42,057,000 | 44,879,000 |
| Equity capital | 52,586,000 | 52,285,000 | 52,800,000 | 52,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,530,000 | 11,136,000 | 16,548,000 | 21,692,000 |
| Interest expense | 1,502,000 | 2,892,000 | 4,204,000 | 5,431,000 |
| Net interest income | 4,028,000 | 8,244,000 | 12,344,000 | 16,261,000 |
| Noninterest income | 1,114,000 | 1,580,000 | 2,426,000 | 3,402,000 |
| Noninterest expense | 5,180,000 | 8,740,000 | 13,019,000 | 17,343,000 |
| Provision for loan losses | 300,000 | 1,735,000 | 2,035,000 | 2,260,000 |
| Pretax income | 271,000 | 7,000 | 374,000 | 718,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 271,000 | 7,000 | 374,000 | 718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,501,000 | 52,255,000 | 52,644,000 | 53,007,000 |
| Total capital | 56,445,000 | 56,144,000 | 56,422,000 | 56,967,000 |
| Risk-weighted assets | 313,651,000 | 307,925,000 | 307,055,000 | 315,634,000 |