Call reports 2010
ANCHOR BANK — 2010
What ANCHOR BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 567,381,000 | 545,480,000 | 523,008,000 | 496,167,000 |
| Total loans | 424,807,000 | 401,826,000 | 380,983,000 | 364,871,000 |
| Allowance for loan losses | 8,859,000 | 8,298,000 | 7,283,000 | 7,097,000 |
| Securities available for sale | 51,663,000 | 48,782,000 | 46,218,000 | 40,871,000 |
| Securities held to maturity | 10,703,000 | 10,035,000 | 9,461,000 | 8,689,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,205,000 | 358,128,000 | 362,249,000 | 344,416,000 |
| Interest-bearing deposits | 346,965,000 | 327,031,000 | 329,422,000 | 314,385,000 |
| Noninterest-bearing deposits | 32,240,000 | 31,097,000 | 32,827,000 | 30,031,000 |
| Equity capital | 44,826,000 | 44,235,000 | 43,840,000 | 43,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,061,000 | 15,664,000 | 22,883,000 | 29,516,000 |
| Interest expense | 3,375,000 | 6,366,000 | 9,033,000 | 11,016,000 |
| Net interest income | 4,686,000 | 9,298,000 | 13,850,000 | 18,500,000 |
| Noninterest income | 1,154,000 | 2,301,000 | 3,636,000 | 4,948,000 |
| Noninterest expense | 5,500,000 | 12,043,000 | 17,451,000 | 23,290,000 |
| Provision for loan losses | 666,000 | 1,033,000 | 2,213,000 | 2,543,000 |
| Pretax income | -326,000 | -1,414,000 | -2,062,000 | -2,188,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -326,000 | -1,414,000 | -2,062,000 | -2,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,269,000 | 42,184,000 | 41,542,000 | 41,422,000 |
| Total capital | 48,663,000 | 47,232,000 | 46,408,000 | 46,119,000 |
| Risk-weighted assets | 428,067,000 | 400,622,000 | 386,888,000 | 373,321,000 |