Call reports 2009
ANCHOR BANK — 2009
What ANCHOR BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 698,868,000 | 653,335,000 | 616,407,000 | 588,845,000 |
| Total loans | 508,650,000 | 493,241,000 | 462,678,000 | 446,961,000 |
| Allowance for loan losses | 10,235,000 | 13,068,000 | 10,175,000 | 9,168,000 |
| Securities available for sale | 67,284,000 | 67,528,000 | 71,664,000 | 55,631,000 |
| Securities held to maturity | 12,491,000 | 12,549,000 | 11,762,000 | 11,243,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 498,453,000 | 473,998,000 | 428,745,000 | 401,038,000 |
| Interest-bearing deposits | 464,558,000 | 441,614,000 | 391,744,000 | 366,017,000 |
| Noninterest-bearing deposits | 33,895,000 | 32,384,000 | 37,001,000 | 35,021,000 |
| Equity capital | 55,597,000 | 42,913,000 | 44,156,000 | 45,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,150,000 | 18,053,000 | 26,803,000 | 35,201,000 |
| Interest expense | 5,219,000 | 10,381,000 | 14,850,000 | 18,664,000 |
| Net interest income | 3,931,000 | 7,672,000 | 11,953,000 | 16,537,000 |
| Noninterest income | 1,321,000 | 1,644,000 | 3,392,000 | 4,862,000 |
| Noninterest expense | 5,112,000 | 12,367,000 | 17,436,000 | 24,017,000 |
| Provision for loan losses | 4,352,000 | 11,702,000 | 12,068,000 | 13,284,000 |
| Pretax income | -4,212,000 | -14,753,000 | -14,159,000 | -15,877,000 |
| Income tax | -2,699,000 | -1,122,000 | -1,122,000 | -4,080,000 |
| Net income | -1,513,000 | -13,631,000 | -13,037,000 | -11,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,894,000 | 41,766,000 | 42,351,000 | 43,592,000 |
| Total capital | 60,121,000 | 47,736,000 | 48,160,000 | 49,248,000 |
| Risk-weighted assets | 494,162,000 | 470,466,000 | 460,359,000 | 448,994,000 |