Call reports 2008
ANCHOR BANK — 2008
What ANCHOR BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 622,361,000 | 627,124,000 | 644,578,000 | 650,090,000 |
| Total loans | 493,293,000 | 497,378,000 | 514,507,000 | 524,204,000 |
| Allowance for loan losses | 5,160,000 | 5,045,000 | 5,047,000 | 11,820,000 |
| Securities available for sale | 61,214,000 | 64,114,000 | 63,546,000 | 63,342,000 |
| Securities held to maturity | 14,238,000 | 13,763,000 | 13,399,000 | 13,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 398,594,000 | 392,432,000 | 414,798,000 | 436,617,000 |
| Interest-bearing deposits | 364,059,000 | 358,261,000 | 382,181,000 | 404,411,000 |
| Noninterest-bearing deposits | 34,535,000 | 34,171,000 | 32,617,000 | 32,206,000 |
| Equity capital | 63,946,000 | 62,362,000 | 62,166,000 | 56,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 10,050,000 | 19,767,000 | 29,472,000 | 39,096,000 |
| Interest expense | 5,616,000 | 10,913,000 | 16,134,000 | 21,280,000 |
| Net interest income | 4,434,000 | 8,854,000 | 13,338,000 | 17,816,000 |
| Noninterest income | 1,033,000 | 2,171,000 | 3,399,000 | 4,593,000 |
| Noninterest expense | 4,714,000 | 9,218,000 | 15,283,000 | 20,471,000 |
| Provision for loan losses | 361,000 | 2,888,000 | 3,138,000 | 11,449,000 |
| Pretax income | 392,000 | -1,081,000 | -1,684,000 | -9,506,000 |
| Income tax | 59,000 | -455,000 | -637,000 | -2,257,000 |
| Net income | 333,000 | -626,000 | -1,047,000 | -7,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,006,000 | 62,046,000 | 61,625,000 | 55,424,000 |
| Total capital | 68,166,000 | 67,091,000 | 66,672,000 | 61,951,000 |
| Risk-weighted assets | 487,801,000 | 495,593,000 | 515,193,000 | 516,881,000 |