Call reports 2007
ANCHOR BANK — 2007
What ANCHOR BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 610,778,000 | 608,580,000 | 618,115,000 | 629,282,000 |
| Total loans | 488,011,000 | 482,824,000 | 493,521,000 | 502,110,000 |
| Allowance for loan losses | 4,731,000 | 4,644,000 | 4,558,000 | 4,896,000 |
| Securities available for sale | 60,283,000 | 60,664,000 | 63,194,000 | 64,542,000 |
| Securities held to maturity | 16,082,000 | 15,533,000 | 15,016,000 | 14,657,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,175,000 | 445,500,000 | 425,510,000 | 395,562,000 |
| Interest-bearing deposits | 412,628,000 | 415,219,000 | 390,213,000 | 363,488,000 |
| Noninterest-bearing deposits | 32,547,000 | 30,281,000 | 35,297,000 | 32,074,000 |
| Equity capital | 60,139,000 | 60,484,000 | 61,894,000 | 62,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 10,552,000 | 21,672,000 | 32,284,000 | 43,051,000 |
| Interest expense | 5,663,000 | 11,426,000 | 17,256,000 | 23,181,000 |
| Net interest income | 4,889,000 | 10,246,000 | 15,028,000 | 19,870,000 |
| Noninterest income | 1,039,000 | 2,051,000 | 3,172,000 | 4,242,000 |
| Noninterest expense | 4,596,000 | 9,455,000 | 14,043,000 | 18,746,000 |
| Provision for loan losses | 278,000 | 217,000 | 389,000 | 875,000 |
| Pretax income | 1,054,000 | 2,625,000 | 3,768,000 | 4,491,000 |
| Income tax | 291,000 | 749,000 | 1,041,000 | 1,203,000 |
| Net income | 763,000 | 1,876,000 | 2,727,000 | 3,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,152,000 | 61,268,000 | 62,120,000 | 62,680,000 |
| Total capital | 64,883,000 | 65,912,000 | 66,678,000 | 67,576,000 |
| Risk-weighted assets | 490,127,000 | 482,455,000 | 487,394,000 | 496,287,000 |