Call reports 2006
ANCHOR BANK — 2006
What ANCHOR BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 543,052,000 | 564,777,000 | 590,225,000 | 608,404,000 |
| Total loans | 425,831,000 | 446,135,000 | 470,281,000 | 483,714,000 |
| Allowance for loan losses | 4,269,000 | 4,395,000 | 4,462,000 | 4,508,000 |
| Securities available for sale | 53,833,000 | 56,598,000 | 57,424,000 | 59,805,000 |
| Securities held to maturity | 18,549,000 | 17,810,000 | 17,179,000 | 16,619,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,614,000 | 401,070,000 | 425,485,000 | 443,500,000 |
| Interest-bearing deposits | 368,450,000 | 371,410,000 | 393,358,000 | 412,913,000 |
| Noninterest-bearing deposits | 32,164,000 | 29,660,000 | 32,127,000 | 30,587,000 |
| Equity capital | 55,026,000 | 55,625,000 | 58,273,000 | 59,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,840,000 | 18,245,000 | 28,029,000 | 38,464,000 |
| Interest expense | 4,047,000 | 8,545,000 | 13,680,000 | 19,321,000 |
| Net interest income | 4,793,000 | 9,700,000 | 14,349,000 | 19,143,000 |
| Noninterest income | 946,000 | 1,917,000 | 3,056,000 | 4,160,000 |
| Noninterest expense | 4,478,000 | 8,510,000 | 12,659,000 | 16,934,000 |
| Provision for loan losses | 156,000 | 251,000 | 377,000 | 754,000 |
| Pretax income | 1,105,000 | 2,856,000 | 4,369,000 | 5,615,000 |
| Income tax | 302,000 | 768,000 | 1,216,000 | 1,563,000 |
| Net income | 803,000 | 2,088,000 | 3,153,000 | 4,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,323,000 | 54,236,000 | 58,485,000 | 59,386,000 |
| Total capital | 58,592,000 | 58,631,000 | 62,947,000 | 63,894,000 |
| Risk-weighted assets | 424,555,000 | 448,071,000 | 466,716,000 | 486,038,000 |