Call reports 2005
ANCHOR BANK — 2005
What ANCHOR BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 489,671,000 | 491,081,000 | 499,389,000 | 535,544,000 |
| Total loans | 361,236,000 | 365,995,000 | 377,841,000 | 416,986,000 |
| Allowance for loan losses | 3,692,000 | 3,955,000 | 4,075,000 | 4,168,000 |
| Securities available for sale | 56,024,000 | 58,265,000 | 56,804,000 | 54,284,000 |
| Securities held to maturity | 23,203,000 | 21,873,000 | 20,361,000 | 19,247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,413,000 | 358,183,000 | 361,008,000 | 386,526,000 |
| Interest-bearing deposits | 330,539,000 | 333,321,000 | 332,199,000 | 357,452,000 |
| Noninterest-bearing deposits | 23,874,000 | 24,862,000 | 28,809,000 | 29,074,000 |
| Equity capital | 52,730,000 | 54,244,000 | 54,203,000 | 54,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,478,000 | 15,198,000 | 23,164,000 | 31,711,000 |
| Interest expense | 3,069,000 | 6,487,000 | 9,805,000 | 13,517,000 |
| Net interest income | 4,409,000 | 8,711,000 | 13,359,000 | 18,194,000 |
| Noninterest income | 845,000 | 1,786,000 | 2,657,000 | 3,517,000 |
| Noninterest expense | 3,794,000 | 7,788,000 | 11,784,000 | 16,065,000 |
| Provision for loan losses | 181,000 | 402,000 | 522,000 | 697,000 |
| Pretax income | 1,189,000 | 2,208,000 | 3,671,000 | 4,804,000 |
| Income tax | 368,000 | 596,000 | 1,050,000 | 1,401,000 |
| Net income | 821,000 | 1,612,000 | 2,621,000 | 3,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,678,000 | 53,452,000 | 53,869,000 | 54,567,000 |
| Total capital | 56,370,000 | 57,407,000 | 57,944,000 | 58,735,000 |
| Risk-weighted assets | 372,370,000 | 376,268,000 | 385,606,000 | 420,151,000 |