Call reports 2003
ANCHOR BANK — 2003
What ANCHOR BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 422,867,000 | 427,190,000 | 418,137,000 | 457,806,000 |
| Total loans | 303,060,000 | 309,292,000 | 300,647,000 | 294,736,000 |
| Allowance for loan losses | 4,976,000 | 4,194,000 | 4,197,000 | 4,133,000 |
| Securities available for sale | 77,791,000 | 74,701,000 | 72,740,000 | 80,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 30,385,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,566,000 | 310,991,000 | 306,606,000 | 332,091,000 |
| Interest-bearing deposits | 295,739,000 | 295,294,000 | 287,682,000 | 314,039,000 |
| Noninterest-bearing deposits | 12,827,000 | 15,697,000 | 18,924,000 | 18,052,000 |
| Equity capital | 46,707,000 | 47,062,000 | 47,200,000 | 48,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 7,068,000 | 13,949,000 | 21,004,000 | 27,991,000 |
| Interest expense | 3,155,000 | 6,179,000 | 9,027,000 | 11,960,000 |
| Net interest income | 3,913,000 | 7,770,000 | 11,977,000 | 16,031,000 |
| Noninterest income | 590,000 | 647,000 | 1,219,000 | 1,822,000 |
| Noninterest expense | 2,724,000 | 5,595,000 | 8,938,000 | 12,241,000 |
| Provision for loan losses | 1,860,000 | 2,983,000 | 3,043,000 | 3,103,000 |
| Pretax income | 3,000 | 170,000 | 1,681,000 | 2,926,000 |
| Income tax | 1,000 | -176,000 | 290,000 | 676,000 |
| Net income | 2,000 | 346,000 | 1,391,000 | 2,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,685,000 | 45,025,000 | 45,766,000 | 46,624,000 |
| Total capital | 48,685,000 | 49,015,000 | 49,662,000 | 50,651,000 |
| Risk-weighted assets | 318,990,000 | 319,014,000 | 311,363,000 | 322,052,000 |