Call reports 2002
ANCHOR BANK — 2002
What ANCHOR BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 382,926,000 | 398,587,000 | 419,636,000 | 428,200,000 |
| Total loans | 289,205,000 | 294,064,000 | 300,550,000 | 298,910,000 |
| Allowance for loan losses | 2,585,000 | 3,299,000 | 3,457,000 | 3,201,000 |
| Securities available for sale | 49,954,000 | 63,109,000 | 66,665,000 | 72,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,345,000 | 287,162,000 | 306,410,000 | 311,818,000 |
| Interest-bearing deposits | 256,375,000 | 272,068,000 | 289,469,000 | 298,303,000 |
| Noninterest-bearing deposits | 11,970,000 | 15,094,000 | 16,941,000 | 13,515,000 |
| Equity capital | 44,107,000 | 43,930,000 | 45,517,000 | 46,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,825,000 | 13,882,000 | 21,048,000 | 28,031,000 |
| Interest expense | 3,442,000 | 7,014,000 | 10,608,000 | 13,998,000 |
| Net interest income | 3,383,000 | 6,868,000 | 10,440,000 | 14,033,000 |
| Noninterest income | 300,000 | 763,000 | 1,303,000 | 1,978,000 |
| Noninterest expense | 2,507,000 | 5,084,000 | 7,692,000 | 10,446,000 |
| Provision for loan losses | 135,000 | 3,099,000 | 3,278,000 | 3,578,000 |
| Pretax income | 1,016,000 | -547,000 | 778,000 | 2,030,000 |
| Income tax | 315,000 | -292,000 | 120,000 | 495,000 |
| Net income | 701,000 | -255,000 | 658,000 | 1,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,884,000 | 42,925,000 | 43,833,000 | 44,696,000 |
| Total capital | 46,469,000 | 46,224,000 | 47,290,000 | 47,897,000 |
| Risk-weighted assets | 277,599,000 | 301,207,000 | 309,472,000 | 309,772,000 |