Call reports 2001
ANCHOR BANK — 2001
What ANCHOR BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 363,996,000 | 368,390,000 | 373,664,000 | 375,508,000 |
| Total loans | 301,979,000 | 304,037,000 | 298,282,000 | 299,308,000 |
| Allowance for loan losses | 2,169,000 | 2,274,000 | 2,402,000 | 2,509,000 |
| Securities available for sale | 33,915,000 | 37,828,000 | 36,360,000 | 39,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,150,000 | 253,866,000 | 259,266,000 | 260,849,000 |
| Interest-bearing deposits | 241,871,000 | 244,118,000 | 244,722,000 | 247,820,000 |
| Noninterest-bearing deposits | 8,279,000 | 9,748,000 | 14,544,000 | 13,029,000 |
| Equity capital | 41,005,000 | 41,505,000 | 43,075,000 | 43,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,495,000 | 14,675,000 | 21,995,000 | 28,976,000 |
| Interest expense | 4,427,000 | 8,667,000 | 12,702,000 | 16,396,000 |
| Net interest income | 3,068,000 | 6,008,000 | 9,293,000 | 12,580,000 |
| Noninterest income | 468,000 | 775,000 | 1,121,000 | 1,381,000 |
| Noninterest expense | 2,077,000 | 4,145,000 | 6,290,000 | 8,531,000 |
| Provision for loan losses | 400,000 | 800,000 | 935,000 | 1,070,000 |
| Pretax income | 1,392,000 | 2,347,000 | 3,743,000 | 5,108,000 |
| Income tax | 473,000 | 743,000 | 1,176,000 | 1,599,000 |
| Net income | 919,000 | 1,604,000 | 2,567,000 | 3,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,625,000 | 41,305,000 | 42,263,000 | 43,200,000 |
| Total capital | 42,794,000 | 43,579,000 | 44,665,000 | 45,708,000 |
| Risk-weighted assets | 275,724,000 | 272,773,000 | 275,138,000 | 274,507,000 |