Call reports 2025
IOWA STATE BANK — 2025
What IOWA STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,160,921,000 | 1,198,863,000 | 1,250,228,000 | 1,263,445,000 |
| Total loans | 797,885,000 | 851,038,000 | 868,778,000 | 875,413,000 |
| Allowance for loan losses | 9,377,000 | 9,470,000 | 9,748,000 | 9,973,000 |
| Securities available for sale | 283,208,000 | 274,796,000 | 293,876,000 | 288,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 916,549,000 | 882,787,000 | 870,167,000 | 917,034,000 |
| Interest-bearing deposits | 783,326,000 | 743,698,000 | 744,813,000 | 759,609,000 |
| Noninterest-bearing deposits | 133,223,000 | 139,089,000 | 125,354,000 | 157,425,000 |
| Equity capital | 109,463,000 | 114,031,000 | 120,656,000 | 129,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,552,000 | 31,627,000 | 48,871,000 | 66,312,000 |
| Interest expense | 6,525,000 | 13,127,000 | 20,351,000 | 27,614,000 |
| Net interest income | 9,027,000 | 18,500,000 | 28,520,000 | 38,698,000 |
| Noninterest income | 1,007,000 | 2,250,000 | 3,518,000 | 5,416,000 |
| Noninterest expense | 5,210,000 | 10,261,000 | 15,551,000 | 20,939,000 |
| Provision for loan losses | 105,000 | 255,000 | 555,000 | 855,000 |
| Pretax income | 4,834,000 | 10,349,000 | 16,047,000 | 22,435,000 |
| Income tax | 1,083,000 | 2,286,000 | 3,545,000 | 4,271,000 |
| Net income | 3,751,000 | 8,063,000 | 12,502,000 | 18,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,027,000 | 134,359,000 | 136,355,000 | 142,034,000 |