Call reports 2022
IOWA STATE BANK — 2022
What IOWA STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 911,359,000 | 930,602,000 | 938,360,000 | 971,627,000 |
| Total loans | 597,029,000 | 624,073,000 | 632,698,000 | 675,622,000 |
| Allowance for loan losses | 7,458,000 | 7,368,000 | 7,597,000 | 7,751,000 |
| Securities available for sale | 266,897,000 | 248,417,000 | 224,621,000 | 225,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 777,565,000 | 768,624,000 | 763,578,000 | 794,024,000 |
| Interest-bearing deposits | 633,183,000 | 620,850,000 | 613,239,000 | 635,377,000 |
| Noninterest-bearing deposits | 144,383,000 | 147,774,000 | 150,339,000 | 158,647,000 |
| Equity capital | 92,419,000 | 84,978,000 | 77,751,000 | 85,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,806,000 | 17,259,000 | 26,633,000 | 37,024,000 |
| Interest expense | 505,000 | 1,231,000 | 2,568,000 | 4,620,000 |
| Net interest income | 8,301,000 | 16,028,000 | 24,065,000 | 32,404,000 |
| Noninterest income | 991,000 | 2,096,000 | 3,182,000 | 5,944,000 |
| Noninterest expense | 4,297,000 | 8,542,000 | 12,796,000 | 17,910,000 |
| Provision for loan losses | 0 | 0 | 225,000 | 375,000 |
| Pretax income | 4,995,000 | 9,385,000 | 13,876,000 | 19,713,000 |
| Income tax | 1,095,000 | 2,042,000 | 3,033,000 | 3,971,000 |
| Net income | 3,900,000 | 7,343,000 | 10,843,000 | 15,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,183,000 | 102,671,000 | 104,371,000 | 109,312,000 |