Call reports 2021
IOWA STATE BANK — 2021
What IOWA STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 739,042,000 | 751,147,000 | 833,792,000 | 903,778,000 |
| Total loans | 514,478,000 | 490,307,000 | 502,469,000 | 563,271,000 |
| Allowance for loan losses | 7,464,000 | 7,458,000 | 7,459,000 | 7,456,000 |
| Securities available for sale | 156,608,000 | 182,100,000 | 232,023,000 | 282,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 606,153,000 | 622,455,000 | 697,943,000 | 775,787,000 |
| Interest-bearing deposits | 508,881,000 | 516,162,000 | 588,531,000 | 626,262,000 |
| Noninterest-bearing deposits | 97,271,000 | 106,292,000 | 109,411,000 | 149,525,000 |
| Equity capital | 97,229,000 | 101,816,000 | 102,649,000 | 104,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,057,000 | 14,796,000 | 21,120,000 | 28,585,000 |
| Interest expense | 933,000 | 1,827,000 | 2,657,000 | 3,494,000 |
| Net interest income | 7,124,000 | 12,969,000 | 18,463,000 | 25,091,000 |
| Noninterest income | 1,073,000 | 2,483,000 | 4,094,000 | 5,281,000 |
| Noninterest expense | 3,719,000 | 7,350,000 | 10,899,000 | 15,192,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,478,000 | 8,102,000 | 11,658,000 | 15,180,000 |
| Income tax | 1,026,000 | 1,764,000 | 2,520,000 | 3,159,000 |
| Net income | 3,452,000 | 6,338,000 | 9,138,000 | 12,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,130,000 | 96,508,000 | 95,700,000 | 98,315,000 |