Call reports 2020
IOWA STATE BANK — 2020
What IOWA STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 622,914,000 | 691,529,000 | 696,993,000 | 728,627,000 |
| Total loans | 512,693,000 | 526,281,000 | 517,395,000 | 498,448,000 |
| Allowance for loan losses | 6,397,000 | 6,876,000 | 7,385,000 | 7,467,000 |
| Securities available for sale | 60,049,000 | 59,345,000 | 79,539,000 | 125,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,614,000 | 567,374,000 | 571,220,000 | 603,782,000 |
| Interest-bearing deposits | 426,542,000 | 471,137,000 | 480,934,000 | 493,952,000 |
| Noninterest-bearing deposits | 74,072,000 | 96,238,000 | 90,286,000 | 109,829,000 |
| Equity capital | 91,325,000 | 94,441,000 | 94,262,000 | 98,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,099,000 | 13,592,000 | 19,794,000 | 27,119,000 |
| Interest expense | 1,558,000 | 3,011,000 | 4,323,000 | 5,464,000 |
| Net interest income | 5,541,000 | 10,581,000 | 15,471,000 | 21,655,000 |
| Noninterest income | 827,000 | 2,325,000 | 3,461,000 | 5,195,000 |
| Noninterest expense | 3,315,000 | 6,662,000 | 10,242,000 | 14,077,000 |
| Provision for loan losses | 219,000 | 800,000 | 1,290,000 | 1,440,000 |
| Pretax income | 3,863,000 | 6,777,000 | 8,733,000 | 12,666,000 |
| Income tax | 902,000 | 1,378,000 | 2,061,000 | 2,624,000 |
| Net income | 2,961,000 | 5,399,000 | 6,672,000 | 10,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,590,000 | 88,803,000 | 88,903,000 | 92,252,000 |