Call reports 2019
IOWA STATE BANK — 2019
What IOWA STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 611,621,000 | 592,407,000 | 592,490,000 | 645,671,000 |
| Total loans | 488,703,000 | 488,287,000 | 482,545,000 | 516,069,000 |
| Allowance for loan losses | 5,953,000 | 5,970,000 | 6,133,000 | 6,276,000 |
| Securities available for sale | 89,807,000 | 71,038,000 | 79,398,000 | 80,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 461,020,000 | 467,778,000 | 475,811,000 | 497,451,000 |
| Interest-bearing deposits | 392,091,000 | 402,418,000 | 404,310,000 | 403,938,000 |
| Noninterest-bearing deposits | 68,929,000 | 65,361,000 | 71,501,000 | 93,514,000 |
| Equity capital | 83,746,000 | 86,849,000 | 88,284,000 | 90,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,778,000 | 13,845,000 | 20,856,000 | 27,921,000 |
| Interest expense | 1,548,000 | 3,346,000 | 4,987,000 | 6,623,000 |
| Net interest income | 5,230,000 | 10,499,000 | 15,869,000 | 21,298,000 |
| Noninterest income | 727,000 | 1,538,000 | 2,486,000 | 3,462,000 |
| Noninterest expense | 3,207,000 | 6,357,000 | 9,552,000 | 12,871,000 |
| Provision for loan losses | 132,000 | 275,000 | 451,000 | 628,000 |
| Pretax income | 2,637,000 | 5,710,000 | 8,657,000 | 11,566,000 |
| Income tax | 562,000 | 1,240,000 | 1,697,000 | 2,282,000 |
| Net income | 2,075,000 | 4,470,000 | 6,960,000 | 9,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,476,000 | 82,635,000 | 83,016,000 | 85,459,000 |
| Total capital | 86,429,000 | 88,605,000 | 89,149,000 | 91,735,000 |
| Risk-weighted assets | 582,007,000 | 571,656,000 | 568,766,000 | 606,822,000 |