Call reports 2018
IOWA STATE BANK — 2018
What IOWA STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 578,861,000 | 576,533,000 | 583,011,000 | 619,537,000 |
| Total loans | 433,295,000 | 443,258,000 | 453,400,000 | 469,061,000 |
| Allowance for loan losses | 5,453,000 | 5,583,000 | 5,678,000 | 5,820,000 |
| Securities available for sale | 114,237,000 | 98,212,000 | 94,910,000 | 92,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 427,164,000 | 453,201,000 | 449,040,000 | 464,781,000 |
| Interest-bearing deposits | 366,581,000 | 385,013,000 | 383,793,000 | 376,812,000 |
| Noninterest-bearing deposits | 60,583,000 | 68,188,000 | 65,248,000 | 87,968,000 |
| Equity capital | 77,222,000 | 79,363,000 | 78,893,000 | 82,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,885,000 | 11,961,000 | 18,339,000 | 24,961,000 |
| Interest expense | 1,022,000 | 2,181,000 | 3,400,000 | 4,907,000 |
| Net interest income | 4,863,000 | 9,780,000 | 14,939,000 | 20,054,000 |
| Noninterest income | 734,000 | 1,476,000 | 2,296,000 | 3,211,000 |
| Noninterest expense | 2,972,000 | 5,969,000 | 9,109,000 | 12,355,000 |
| Provision for loan losses | 133,000 | 265,000 | 395,000 | 542,000 |
| Pretax income | 2,492,000 | 4,793,000 | 7,502,000 | 10,139,000 |
| Income tax | 508,000 | 966,000 | 1,312,000 | 1,835,000 |
| Net income | 1,984,000 | 3,827,000 | 6,190,000 | 8,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,061,000 | 77,904,000 | 78,114,000 | 80,227,000 |
| Total capital | 81,514,000 | 83,487,000 | 83,792,000 | 86,047,000 |
| Risk-weighted assets | 540,997,000 | 547,424,000 | 553,221,000 | 568,673,000 |