Call reports 2017
IOWA STATE BANK — 2017
What IOWA STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 576,034,000 | 569,646,000 | 564,932,000 | 604,300,000 |
| Total loans | 414,012,000 | 415,492,000 | 413,658,000 | 433,210,000 |
| Allowance for loan losses | 4,684,000 | 4,950,000 | 5,160,000 | 5,320,000 |
| Securities available for sale | 127,650,000 | 126,368,000 | 118,487,000 | 116,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 453,399,000 | 442,678,000 | 430,660,000 | 448,605,000 |
| Interest-bearing deposits | 385,464,000 | 374,282,000 | 369,248,000 | 368,359,000 |
| Noninterest-bearing deposits | 67,936,000 | 68,395,000 | 61,413,000 | 80,246,000 |
| Equity capital | 73,116,000 | 76,357,000 | 77,032,000 | 78,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,325,000 | 10,965,000 | 16,674,000 | 22,485,000 |
| Interest expense | 806,000 | 1,697,000 | 2,603,000 | 3,527,000 |
| Net interest income | 4,519,000 | 9,268,000 | 14,071,000 | 18,958,000 |
| Noninterest income | 713,000 | 1,447,000 | 2,210,000 | 3,096,000 |
| Noninterest expense | 3,010,000 | 6,023,000 | 9,146,000 | 11,990,000 |
| Provision for loan losses | 161,000 | 336,000 | 507,000 | 689,000 |
| Pretax income | 2,061,000 | 4,460,000 | 6,810,000 | 9,669,000 |
| Income tax | 507,000 | 1,156,000 | 1,680,000 | 2,785,000 |
| Net income | 1,554,000 | 3,304,000 | 5,130,000 | 6,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,564,000 | 73,239,000 | 73,891,000 | 75,613,000 |
| Total capital | 76,248,000 | 78,189,000 | 79,051,000 | 80,933,000 |
| Risk-weighted assets | 523,285,000 | 519,853,000 | 522,266,000 | 542,578,000 |