Call reports 2016
IOWA STATE BANK — 2016
What IOWA STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 554,280,000 | 542,395,000 | 551,487,000 | 570,641,000 |
| Total loans | 404,817,000 | 410,190,000 | 408,394,000 | 412,822,000 |
| Allowance for loan losses | 4,376,000 | 4,434,000 | 4,488,000 | 4,354,000 |
| Securities available for sale | 119,241,000 | 103,713,000 | 107,733,000 | 121,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 449,113,000 | 441,037,000 | 441,850,000 | 462,050,000 |
| Interest-bearing deposits | 382,748,000 | 376,259,000 | 377,625,000 | 390,322,000 |
| Noninterest-bearing deposits | 66,366,000 | 64,778,000 | 64,224,000 | 71,728,000 |
| Equity capital | 71,666,000 | 73,959,000 | 73,724,000 | 72,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,477,000 | 11,024,000 | 16,304,000 | 21,561,000 |
| Interest expense | 772,000 | 1,561,000 | 2,353,000 | 3,147,000 |
| Net interest income | 4,705,000 | 9,463,000 | 13,951,000 | 18,414,000 |
| Noninterest income | 604,000 | 1,374,000 | 2,249,000 | 3,103,000 |
| Noninterest expense | 2,787,000 | 5,557,000 | 8,353,000 | 11,590,000 |
| Provision for loan losses | 106,000 | 194,000 | 280,000 | 475,000 |
| Pretax income | 2,660,000 | 5,913,000 | 8,546,000 | 10,588,000 |
| Income tax | 770,000 | 1,776,000 | 2,577,000 | 2,961,000 |
| Net income | 1,890,000 | 4,137,000 | 5,969,000 | 7,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,127,000 | 69,682,000 | 69,326,000 | 66,690,000 |
| Total capital | 72,503,000 | 74,116,000 | 73,814,000 | 71,044,000 |
| Risk-weighted assets | 493,256,000 | 483,655,000 | 492,305,000 | 517,679,000 |