Call reports 2015
IOWA STATE BANK — 2015
What IOWA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 526,071,000 | 529,431,000 | 523,920,000 | 574,146,000 |
| Total loans | 372,218,000 | 377,520,000 | 373,399,000 | 399,967,000 |
| Allowance for loan losses | 4,252,000 | 4,261,000 | 4,272,000 | 4,279,000 |
| Securities available for sale | 120,108,000 | 125,424,000 | 120,043,000 | 126,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 429,333,000 | 432,648,000 | 425,934,000 | 465,610,000 |
| Interest-bearing deposits | 368,277,000 | 376,307,000 | 367,455,000 | 382,675,000 |
| Noninterest-bearing deposits | 61,056,000 | 56,341,000 | 58,479,000 | 82,934,000 |
| Equity capital | 67,007,000 | 66,470,000 | 67,679,000 | 69,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,945,000 | 10,166,000 | 15,448,000 | 20,781,000 |
| Interest expense | 687,000 | 1,409,000 | 2,154,000 | 2,928,000 |
| Net interest income | 4,258,000 | 8,757,000 | 13,294,000 | 17,853,000 |
| Noninterest income | 653,000 | 1,335,000 | 1,995,000 | 2,661,000 |
| Noninterest expense | 2,488,000 | 5,042,000 | 7,597,000 | 10,778,000 |
| Provision for loan losses | 7,000 | 16,000 | 22,000 | 117,000 |
| Pretax income | 2,819,000 | 5,393,000 | 8,141,000 | 10,110,000 |
| Income tax | 837,000 | 1,481,000 | 2,260,000 | 2,798,000 |
| Net income | 1,982,000 | 3,912,000 | 5,881,000 | 7,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,524,000 | 64,056,000 | 64,744,000 | 66,222,000 |
| Total capital | 67,776,000 | 68,317,000 | 69,016,000 | 70,501,000 |
| Risk-weighted assets | 458,799,000 | 438,950,000 | 470,622,000 | 479,281,000 |