Call reports 2014
IOWA STATE BANK — 2014
What IOWA STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 496,247,000 | 473,145,000 | 509,081,000 | 511,889,000 |
| Total loans | 373,391,000 | 347,677,000 | 348,430,000 | 375,786,000 |
| Allowance for loan losses | 4,246,000 | 4,251,000 | 4,205,000 | 4,244,000 |
| Securities available for sale | 92,245,000 | 86,504,000 | 90,125,000 | 97,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,501,000 | 397,035,000 | 426,207,000 | 430,309,000 |
| Interest-bearing deposits | 352,449,000 | 342,987,000 | 368,561,000 | 351,798,000 |
| Noninterest-bearing deposits | 54,052,000 | 54,048,000 | 57,646,000 | 78,511,000 |
| Equity capital | 62,164,000 | 63,163,000 | 64,732,000 | 65,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,016,000 | 9,902,000 | 14,688,000 | 19,683,000 |
| Interest expense | 699,000 | 1,384,000 | 2,119,000 | 2,888,000 |
| Net interest income | 4,317,000 | 8,518,000 | 12,569,000 | 16,795,000 |
| Noninterest income | 617,000 | 1,279,000 | 1,883,000 | 2,583,000 |
| Noninterest expense | 2,550,000 | 4,919,000 | 7,359,000 | 9,804,000 |
| Provision for loan losses | 9,000 | 23,000 | 26,000 | 88,000 |
| Pretax income | 2,375,000 | 4,858,000 | 7,023,000 | 9,503,000 |
| Income tax | 726,000 | 1,457,000 | 2,093,000 | 2,820,000 |
| Net income | 1,649,000 | 3,401,000 | 4,930,000 | 6,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,425,000 | 59,031,000 | 60,646,000 | 61,195,000 |
| Total capital | 61,787,000 | 62,408,000 | 61,977,000 | 62,475,000 |
| Risk-weighted assets | 420,406,000 | 395,868,000 | 396,579,000 | 427,406,000 |