Call reports 2013
IOWA STATE BANK — 2013
What IOWA STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 365,584,000 | 358,727,000 | 381,263,000 | 375,310,000 |
| Total loans | 254,366,000 | 248,304,000 | 253,822,000 | 281,344,000 |
| Allowance for loan losses | 3,170,000 | 3,161,000 | 3,151,000 | 3,103,000 |
| Securities available for sale | 55,104,000 | 54,076,000 | 54,527,000 | 64,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,845,000 | 307,624,000 | 326,518,000 | 316,926,000 |
| Interest-bearing deposits | 265,728,000 | 259,576,000 | 279,598,000 | 252,729,000 |
| Noninterest-bearing deposits | 48,117,000 | 48,048,000 | 46,920,000 | 64,197,000 |
| Equity capital | 39,535,000 | 38,515,000 | 39,858,000 | 40,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,725,000 | 7,437,000 | 11,109,000 | 14,882,000 |
| Interest expense | 654,000 | 1,284,000 | 1,870,000 | 2,494,000 |
| Net interest income | 3,071,000 | 6,153,000 | 9,239,000 | 12,388,000 |
| Noninterest income | 637,000 | 1,244,000 | 1,812,000 | 2,212,000 |
| Noninterest expense | 2,074,000 | 4,121,000 | 6,103,000 | 8,182,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,634,000 | 3,276,000 | 4,948,000 | 6,418,000 |
| Income tax | 512,000 | 1,028,000 | 1,557,000 | 1,985,000 |
| Net income | 1,122,000 | 2,248,000 | 3,391,000 | 4,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,162,000 | 38,481,000 | 39,701,000 | 40,294,000 |
| Total capital | 40,495,000 | 40,805,000 | 42,015,000 | 42,513,000 |
| Risk-weighted assets | 297,048,000 | 292,190,000 | 298,702,000 | 320,851,000 |